Shhh!

Why don't people want to talk about personal finance? People will share the most intimate details of their "personal" lives but will not discuss the origin of so much stress in relationships! A few years ago, I told one of my favorite colleagues that I plan to pay off both of my credit cards. Once I accomplished the goal, she said, "Wow, I can remember when you were looking for spare change in the sofa!"

My response: "I still do. And I still pick up pennies." (That reminds me...I need to roll them and deposit them.)

I'm not much of a saver. I am a spender. There, I said it. That's step one, right? However, I've not placed myself in a predicament that I couldn't handle within two to six months of budgeting. But there is one behemoth that needs to be destroyed, my student loan. After some deep thought, I realized that it is keeping me from financial and personal freedom.

I am going at it. Hard. I feel as if I am obsessed with destroying that debt. I want to hear it scream "I'm melting" like the witch in The Wizard of Oz.

Die, debt. Die.